{"id":18886,"date":"2022-06-21T14:47:32","date_gmt":"2022-06-21T18:47:32","guid":{"rendered":"https:\/\/www.therecoveryvillage.com\/?page_id=18886"},"modified":"2022-07-12T17:34:05","modified_gmt":"2022-07-12T21:34:05","slug":"insurance","status":"publish","type":"page","link":"https:\/\/www.therecoveryvillage.com\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\n<\/div>\n\n<div id=\"trvhero-block_62b2153f4fd00\" class=\"hero m-0 p-0 row\"\n    style=\"background-color: #e0f2f1;\">\n        <div class=\"mw-xl mx-auto py-5 minh-unset row d-flex flex-column justify-content-center\">\n\n        \n        <div class=\"col-12 text-center\">\n            <h1 class=\"mb-2 mb-md-4 block_title hero_title\">Insurance<\/h1>            <div class=\"h3 hero_text\"><p>The Recovery Village Drug and Alcohol Rehab is simplifying the health insurance verification process with our online system, allowing you to verify your benefits in seconds. By streamlining the insurance verification process, we connect you to the care you need, as quickly as possible.<\/p>\n<\/div>            <a href=\"#benefits\"\n                class=\"btn btn-primary text-center mt-0 mt-md-4 mt-lg-5 d-inline-block\"\n                >Verify My Benefits<\/a>        <\/div>\n    <\/div>\n<\/div>\n\n<div class=\"container-md p-0 mx-auto mt-5 hero-ending\">\n\n\n<div class=\"is-layout-flex wp-container-4 wp-block-columns\" id=\"benefits\">\n<div class=\"is-layout-flow wp-block-column\">\n<h2 class=\"has-text-align-center\"><strong><strong>Fill Out The Form Below To See If Your Insurance Covers Our Services<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-center\"><strong>If you do not have an insurance provider, there are financing options available.<\/strong><\/p>\n\n\n\n<center><iframe loading=\"lazy\" class=\"benefits-form-embed\" src=\"https:\/\/ars.secure.force.com\/benefitcheck\/?site=https:\/\/www.therecoveryvillage.com\" width=\"100%\" height=\"500\" style=\"max-width: 1000px;\" title=\"Verify your benefits now!\">Your browser does not support iframes.<\/iframe><\/center>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"609\" height=\"212\" src=\"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/05\/Admissions_Insurance_612x460-3.jpg\" alt=\"\" class=\"wp-image-16902\" srcset=\"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/05\/Admissions_Insurance_612x460-3.jpg 609w, https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/05\/Admissions_Insurance_612x460-3-575x200.jpg 575w, https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/05\/Admissions_Insurance_612x460-3-600x209.jpg 600w, https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/05\/Admissions_Insurance_612x460-3-400x139.jpg 400w, https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/05\/Admissions_Insurance_612x460-3-150x52.jpg 150w\" sizes=\"(max-width: 609px) 100vw, 609px\" \/><figcaption>*All products, logos, and company names are trademarks\u2122 or registered\u00ae trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement.<\/figcaption><\/figure>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column has-background-5-background-color has-background\">\n<h2 class=\"has-text-align-center py-3 mx-3 my-3\"><strong>About<\/strong> <strong>Insurance Verification With The Recovery Village <\/strong><\/h2>\n\n\n\n<p class=\"mx-3 my-3 my-md-0\"><br>Connecting you to the help you need, when you need it is our top priority. That\u2019s why The Recovery Village Drug and Alcohol Rehab created an online health insurance verification system that estimates your in-network and out-of-network deductibles, coinsurance percentages and out-of-pocket maximums in real-time. When you\u2019re ready, take a moment to fill out our form and receive your results in seconds \u2014 <strong>all free of charge<\/strong>. After we receive your information, an intake coordinator will contact your insurance company to personally verify your individual coverage. They\u2019ll reach out to you as soon as they\u2019re done to discuss the next steps in your recovery.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube pt-5 wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Understanding Your Insurance\" width=\"1170\" height=\"658\" src=\"https:\/\/www.youtube.com\/embed\/9og81Mr2StA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<div class=\"is-content-justification-center is-layout-flex wp-container-2 wp-block-buttons\">\n<div class=\"wp-block-button is-style-fill pb-3\"><a class=\"wp-block-button__link has-buttontext-color has-background-6-background-color has-text-color has-background\" href=\"https:\/\/www.therecoveryvillage.com\/contact\/\" style=\"border-radius:7px\"><strong>Questions? Give Us A Call<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<div id=\"benefitsboxes-block_627a99edcffdd\" class=\"benefitsboxes__wrap py-5  alignfull\">\n\n\t<div class=\"container-md row p-0 mx-auto\">\t\n\t\t\t<h2  class=\"block_title text-center mt-0 mb-4\">Insurance Verification Help<\/h2>\t\t\t<div class=\"block_description\"><p>The Recovery Village Drug and Alcohol Rehab\u2019s health insurance verification system estimates your in-network and out-of-network coverage in a matter of seconds. To help you better understand this complex information, we\u2019ve provided some additional details about the different parts of your health care plan:<\/p>\n<\/div>\t\t\t<!-- <div class=\"w-100\">&nbsp;<br>&nbsp;<\/div> -->\n\n\t\n\t\n\t<div class=\"benefitsboxes container-fluid px-0 m-0 row row-cols-1 row-cols-sm-2 row-cols-md-2 row-cols-lg-3 gx-5 justify-content-center\">\n\t\t\t\t<div class=\"benefitsbox mb-4 px-0  mb-sm-3 mb-md-4 px-sm-2 px-md-4\">\n\t\t\t<div class=\"d-flex flex-column w-100 h-100 justify-content-between py-3 px-3\">\n\t\t\t\t\t\t\t\t<div class=\"d-flex flex-row flex-column w-100 h-100 justify-content-start\" style=\"width: fit-content; column-gap: 1rem;\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-8836 aligncenter\" src=\"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/02\/ic1.png\" alt=\"\" width=\"93\" height=\"83\" \/>\n<p style=\"text-align: center;\"><!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\"><strong>Deductible<\/strong>:<\/p>\n<p style=\"text-align: center;\"><!-- \/wp:paragraph --> <!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\">This is the amount you pay for covered health care services in a given plan year before your insurance begins to pay for them. For example, if you have a $3,000 deductible, you pay for the first $3,000 of covered services yourself. Once you spend $3,000 on covered health care services, you only have to pay coinsurance and copayment costs \u2014 your health care plan will cover the rest.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<\/div><!-- flex-column align-items-start align-items-md-center -->\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"benefitsbox mb-4 px-0  mb-sm-3 mb-md-4 px-sm-2 px-md-4\">\n\t\t\t<div class=\"d-flex flex-column w-100 h-100 justify-content-between py-3 px-3\">\n\t\t\t\t\t\t\t\t<div class=\"d-flex flex-row flex-column w-100 h-100 justify-content-start\" style=\"width: fit-content; column-gap: 1rem;\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-8837 aligncenter\" src=\"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/02\/ic2.png\" alt=\"\" width=\"93\" height=\"83\" \/>\n<p style=\"text-align: center;\"><!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\"><strong>Copayment<\/strong>:<\/p>\n<p style=\"text-align: center;\"><!-- \/wp:paragraph --> <!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\">A copayment is the fixed amount you are required to pay for a covered health care service, like a doctor\u2019s office visit or a trip to the emergency room. Copayments may take effect before or after your deductible is paid, depending on your health insurance plan. This information is not shown on our health insurance verification form.<\/p>\n<p style=\"text-align: center;\"><!-- \/wp:paragraph --><\/p>\n<\/div><!-- flex-column align-items-start align-items-md-center -->\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"benefitsbox mb-4 px-0  mb-sm-3 mb-md-4 px-sm-2 px-md-4\">\n\t\t\t<div class=\"d-flex flex-column w-100 h-100 justify-content-between py-3 px-3\">\n\t\t\t\t\t\t\t\t<div class=\"d-flex flex-row flex-column w-100 h-100 justify-content-start\" style=\"width: fit-content; column-gap: 1rem;\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-8838 aligncenter\" src=\"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/02\/ic3.png\" alt=\"\" width=\"77\" height=\"83\" \/>\n<p style=\"text-align: center;\"><!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\"><strong>Coinsurance<\/strong>:<\/p>\n<p style=\"text-align: center;\"><!-- \/wp:paragraph --> <!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\">Your coinsurance fee is the percentage of the cost of a covered health care service that you must pay once your deductible is paid in full. For example, if you\u2019ve paid your deductible, the allowed amount for a doctor\u2019s visit on your plan is $100, and your coinsurance is 20 percent, you will pay 20 percent of $100, or $20.<\/p>\n<p style=\"text-align: center;\"><!-- \/wp:paragraph --><\/p>\n<\/div><!-- flex-column align-items-start align-items-md-center -->\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"benefitsbox mb-4 px-0  mb-sm-3 mb-md-4 px-sm-2 px-md-4\">\n\t\t\t<div class=\"d-flex flex-column w-100 h-100 justify-content-between py-3 px-3\">\n\t\t\t\t\t\t\t\t<div class=\"d-flex flex-row flex-column w-100 h-100 justify-content-start\" style=\"width: fit-content; column-gap: 1rem;\"><img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-8839 aligncenter\" src=\"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/02\/ic4.png\" alt=\"\" width=\"78\" height=\"83\" \/>\n<p class=\"has-text-align-center\" style=\"text-align: center;\"><strong>Out-of-Pocket Maximum<\/strong>:<\/p>\n<p style=\"text-align: center;\"><!-- \/wp:paragraph --> <!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\">This is the maximum amount of money you are required to pay for covered services in a given plan year. Once your out-of-pocket maximum amount is spent on deductibles, copayments and coinsurance fees, your health care plan pays 100 percent of any additional costs of covered health care services.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<\/div><!-- flex-column align-items-start align-items-md-center -->\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"benefitsbox mb-4 px-0  mb-sm-3 mb-md-4 px-sm-2 px-md-4\">\n\t\t\t<div class=\"d-flex flex-column w-100 h-100 justify-content-between py-3 px-3\">\n\t\t\t\t\t\t\t\t<div class=\"d-flex flex-row flex-column w-100 h-100 justify-content-start\" style=\"width: fit-content; column-gap: 1rem;\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone size-full wp-image-8840 aligncenter\" src=\"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/02\/ic5.png\" alt=\"\" width=\"93\" height=\"83\" \/>\n<p style=\"text-align: center;\"><!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\"><strong>Policy Effective Date<\/strong>:<\/p>\n<p><!--more--><\/p>\n<p style=\"text-align: center;\"><!-- \/wp:paragraph --> <!-- wp:paragraph {\"align\":\"center\"} --><\/p>\n<p class=\"has-text-align-center\" style=\"text-align: center;\">This is the day your insurance company begins to help pay for your health care costs. Enrollment in a health insurance plan must be done either during the open enrollment period, usually held for a set amount of time once a year, or during a special enrollment period. Special enrollment periods begin after a qualifying event, like marriage, the start of a new job, the birth of a baby or the loss of health care coverage, and usually last for about 90 days. Your policy effective date is determined after you\u2019ve enrolled, and usually falls a few weeks or months after your initial enrollment date.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<\/div><!-- flex-column align-items-start align-items-md-center -->\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t\n\t\n\t<\/div>\n<\/div>\n\n<style type=\"text\/css\">\n\t#benefitsboxes-block_627a99edcffdd {\n\t\t\tbackground-color: #e0f2f1 !important;\n\t\t\t\t\t\t}\n\t\t#benefitsboxes-block_627a99edcffdd .benefitsbox > div {\n\t\t\tbackground-color: #ffffff !important;\n\t\t\t\tbox-shadow: 0px 0px 31px #5030201A;\n\t\t}\n\t\t#benefitsboxes-block_627a99edcffdd.alignfull {\n\t\tposition: relative;\n\t}\n\t\/*#benefitsboxes-block_61eaec2bcad2d.alignfull::before,\n\t#benefitsboxes-block_61eaec2bcad2d.alignfull::after {\n\t\tcontent: '';\n\t\tposition: absolute;\n\t\ttop: 0;\n\t\twidth: 50vw;\n\t\theight: 100%;\n\t\tbackground-color: #e0f2f1;\n\t}\n\t#benefitsboxes-block_61eaec2bcad2d.alignfull::before { left: -50vw; }\n\t#benefitsboxes-block_61eaec2bcad2d.alignfull::after { right: -50vw; }*\/\n\t<\/style>\n\n\n\n<h2 class=\"has-text-align-center pt-3\">Frequently Asked Questions About Insurance Coverage<\/h2>\n\n\n<section id=\"block-620d746a796fa\" class=\"content-block accordion-block my-0 my-md-3 alignwide adtheme-accordion has-font-color text-default\">\t<div id=\"accordion-block_620d746a796fa\" class=\"adtheme-accordion\">\n\t\t\n\t\t\t\t\t<p>Depending on the type of plan you have, you may be asked to pay a deductible or copayment for your treatment. You may also be asked to pay an additional amount for specific services, like prescription medications or consultations with specialists. Discover more with the following insurance FAQs.<\/p>\n\t\t\n\t\t\t\t\t<div class=\"accordion\" aria-label=\"Accordion Content Block\" role=\"group\">\n\t\t\t\t\t\t\t\t\t<div class=\"adtheme-accordion_item px-2 px-md-4 \">\n\t\t\t\t\t\t<a href=\"#\" data-bs-target=\"#accordion-block_620d746a796fa-accordion-item-0\" class=\"adtheme-accordion_title d-block text-decoration-none\" role=\"button\" data-bs-toggle=\"collapse\" style=\"color: var(--bs-body-color);\">Does insurance cover substance abuse treatment?<\/a>\n\t\t\t\t\t\t<div id=\"accordion-block_620d746a796fa-accordion-item-0\" class=\"collapse adtheme-accordion_content\"><p><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/www.dol.gov\/ebsa\/newsroom\/fsmhpaea.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Mental Health Parity and Addiction Equity Act of 2008<\/span><\/a><span style=\"font-weight: 400;\"> requires group plans covering more than 50 employees to provide mental health coverage \u2014 including coverage for substance abuse treatment \u2014 that equals the coverage provided for medical conditions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While the act benefits employees who work for larger companies, it does not apply to small group plans covering 50 or fewer employees. It also does not apply to individual insurance plans. However, some individual and small group policies do extend coverage for substance abuse treatment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Signed in 2010, the <\/span><a href=\"https:\/\/www.hhs.gov\/healthcare\/about-the-aca\/index.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Affordable Care Act<\/span><\/a><span style=\"font-weight: 400;\"> (ACA) made substance abuse treatment one of the essential health care benefits available to Americans. As of 2014, policies sold on Health Insurance Exchanges must provide coverage for drug or alcohol rehab. The ACA is expected to make substance abuse treatment part of primary care, focusing on prevention as well as recovery. It will also cover treatment at all stages, from early substance abuse to full-blown addiction. However, the services that must be covered are still being determined, and the regulation applies to adults who are newly eligible for coverage. If you have an existing policy, it may or may not cover the type of care you\u2019re seeking.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In addition to federal regulations, state laws can affect insurance coverage for addiction treatment. Because each state can establish its own guidelines, it\u2019s important to check with your insurance company about the specifics of your plan or policy.<\/span><\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"adtheme-accordion_item px-2 px-md-4 \">\n\t\t\t\t\t\t<a href=\"#\" data-bs-target=\"#accordion-block_620d746a796fa-accordion-item-1\" class=\"adtheme-accordion_title d-block text-decoration-none\" role=\"button\" data-bs-toggle=\"collapse\" style=\"color: var(--bs-body-color);\">Does your facility accept my health insurance?<\/a>\n\t\t\t\t\t\t<div id=\"accordion-block_620d746a796fa-accordion-item-1\" class=\"collapse adtheme-accordion_content\"><p>Every health care policy is different. While our system generates general policy information from your insurance provider, we need to verify your individual policy details before we can officially admit you into one of our centers. Fortunately, The Recovery Village Drug and Alcohol Rehab accepts most major insurance providers, with the exception of Medical Assistance and Medicare.<\/p>\n<p>We accept insurance for health care coverage from <a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/aetna\/\">Aetna<\/a>, <a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/cigna\/\">Cigna<\/a>, GHI, Beacon Health Options (Formerly known as Value Options), <a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/blue-cross-blue-shield\/\">BCBS<\/a>, Individual Insurance plans, <a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/humana\/\">Humana<\/a>, etc., with the approval from your provider.<\/p>\n<p>Please call for verification of benefits coverage or check with your health insurance carrier for final determination regarding specific covered services.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"adtheme-accordion_item px-2 px-md-4 \">\n\t\t\t\t\t\t<a href=\"#\" data-bs-target=\"#accordion-block_620d746a796fa-accordion-item-2\" class=\"adtheme-accordion_title d-block text-decoration-none\" role=\"button\" data-bs-toggle=\"collapse\" style=\"color: var(--bs-body-color);\">What will insurance pay?<\/a>\n\t\t\t\t\t\t<div id=\"accordion-block_620d746a796fa-accordion-item-2\" class=\"collapse adtheme-accordion_content\"><p>Today many individual and group insurance policies do cover substance abuse treatment, usually as part of their mental or behavioral health services. However, there are certain limitations that may apply:<\/p>\n<ul>\n<li>The policy may only cover certain levels of care (for example, detox and outpatient services may be covered, but not inpatient treatment).<\/li>\n<li>The policy may cover only certain types of facilities, such as dedicated detox centers, hospitals or outpatient clinics.<\/li>\n<li>The policy may only cover services for a certain period of time (a policy may be limited to 30, 60, 90 or 120 days of treatment).<\/li>\n<li>The policy may limit treatment to a certain number of days per year or per lifetime.<\/li>\n<li>The policy may cover only rehab facilities in its authorized provider network (if you go to an out-of-network provider, you may be charged a higher copayment or the services may not be covered at all).<\/li>\n<li>The extent of your coverage will depend not just on your insurance company, but on your policy itself. The most accurate way to determine exactly what your insurance will cover is to review your policy manual or to call the provider directly.<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The extent of your coverage will depend not just on your insurance company, but on your policy itself. The most accurate way to determine exactly what your insurance will cover is to review your policy manual or to call the provider directly.<\/span><\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"adtheme-accordion_item px-2 px-md-4 \">\n\t\t\t\t\t\t<a href=\"#\" data-bs-target=\"#accordion-block_620d746a796fa-accordion-item-3\" class=\"adtheme-accordion_title d-block text-decoration-none\" role=\"button\" data-bs-toggle=\"collapse\" style=\"color: var(--bs-body-color);\">How do I know if I am covered?<\/a>\n\t\t\t\t\t\t<div id=\"accordion-block_620d746a796fa-accordion-item-3\" class=\"collapse adtheme-accordion_content\"><p>\u200b\u200bTo find out if you or a loved one are covered under an insurance policy, call the company\u2019s toll-free number. Many companies have separate numbers for behavioral and mental health services, which can be found on your insurance card. A representative should be able to provide information such as:<\/p>\n<ul>\n<li>Your coverage status<\/li>\n<li>The dates that your coverage is valid<\/li>\n<li>The services that your policy covers<\/li>\n<li>The amount of your deductible or copayment (the portion of the costs that you are responsible for)<\/li>\n<\/ul>\n<p>An insurance company representative may not be able to verify coverage for a specific service or treatment provider over the phone. Some plans require that a request for authorization be submitted before payment can be approved.<\/p>\n<p>It\u2019s not always easy to understand the legal language of insurance contracts or to make sense of the rules and restrictions of a policy. As part of the admission process to a rehab center, you should have the guidance of an intake counselor or insurance verification specialist who can help you figure out your financial responsibilities. Most treatment centers that accept insurance have staff members who will help you request authorization for care from your provider.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"adtheme-accordion_item px-2 px-md-4 \">\n\t\t\t\t\t\t<a href=\"#\" data-bs-target=\"#accordion-block_620d746a796fa-accordion-item-4\" class=\"adtheme-accordion_title d-block text-decoration-none\" role=\"button\" data-bs-toggle=\"collapse\" style=\"color: var(--bs-body-color);\">Is my coverage confidential?<\/a>\n\t\t\t\t\t\t<div id=\"accordion-block_620d746a796fa-accordion-item-4\" class=\"collapse adtheme-accordion_content\"><p>Many people hesitate to seek substance abuse treatment because they\u2019re afraid of repercussions from their employer. They may be concerned that they will be demoted or fired if their employer finds out that they have a substance abuse problem. They may also worry that their insurance carrier will drop them from the plan or restrict future coverage.<\/p>\n<p>The law protects the privacy of individuals seeking drug or alcohol treatment through the provisions of <a href=\"http:\/\/www.ecfr.gov\/cgi-bin\/text-idx?rgn=div5;node=42%3A1.0.1.1.2\" target=\"_blank\" rel=\"noopener\">42 Code of Federal Regulations (CFR)<\/a>. To ensure that people who need rehab will not be discouraged by the stigma associated with addiction, 42 CFR imposes limits on the information that can be released by treatment centers that receive funding from the federal government. The law states that any records that identify the patient as a substance abuser or as a participant in a rehab program may not be disclosed to any entity \u2014 even for the purpose of payment or medical treatment \u2014 without written consent from the patient.<\/p>\n<p>Because many treatment facilities receive some form of financial support from the government, 42 CFR applies to a wide range of rehab programs across the country. Facilities that do not receive federal assistance may still be subject to state privacy regulations. Programs that do not comply with these privacy regulations face criminal penalties, including fines of up to $5,000 for each offense.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"adtheme-accordion_item px-2 px-md-4 \">\n\t\t\t\t\t\t<a href=\"#\" data-bs-target=\"#accordion-block_620d746a796fa-accordion-item-5\" class=\"adtheme-accordion_title d-block text-decoration-none\" role=\"button\" data-bs-toggle=\"collapse\" style=\"color: var(--bs-body-color);\">How do you verify my health insurance benefits?<\/a>\n\t\t\t\t\t\t<div id=\"accordion-block_620d746a796fa-accordion-item-5\" class=\"collapse adtheme-accordion_content\"><p>After you fill out our online form, your health insurance verification information is obtained electronically from your insurance provider. Because every health care policy is different, one of our intake coordinators will reach out to your insurance provider to verify the accuracy of these results and find out if any exceptions apply. This service is performed as a complimentary courtesy for all new patients.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"adtheme-accordion_item px-2 px-md-4 \">\n\t\t\t\t\t\t<a href=\"#\" data-bs-target=\"#accordion-block_620d746a796fa-accordion-item-6\" class=\"adtheme-accordion_title d-block text-decoration-none\" role=\"button\" data-bs-toggle=\"collapse\" style=\"color: var(--bs-body-color);\">Can you explain what the results of my health insurance verification mean?<\/a>\n\t\t\t\t\t\t<div id=\"accordion-block_620d746a796fa-accordion-item-6\" class=\"collapse adtheme-accordion_content\"><p>In the \u201c<a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/#Insurance_Verification_Help\">Insurance Verification Help<\/a>\u201d section, you\u2019ll find a brief explanation for each piece of information generated by our health insurance verification system. If you\u2019re still confused, the intake coordinator contacting you will explain your results in more detail. During this call, they can explain how your coverage applies to our facilities and what your results mean for your potential out-of-pocket treatment costs.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"adtheme-accordion_item px-2 px-md-4 \">\n\t\t\t\t\t\t<a href=\"#\" data-bs-target=\"#accordion-block_620d746a796fa-accordion-item-7\" class=\"adtheme-accordion_title d-block text-decoration-none\" role=\"button\" data-bs-toggle=\"collapse\" style=\"color: var(--bs-body-color);\">Who do I call if I have additional insurance questions?<\/a>\n\t\t\t\t\t\t<div id=\"accordion-block_620d746a796fa-accordion-item-7\" class=\"collapse adtheme-accordion_content\"><p>If you have any additional questions about your insurance policy or coverage, it\u2019s best to reach out to your insurance company directly. They can answer questions about your specific policy, what it covers and coverage amounts.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"adtheme-accordion_item px-2 px-md-4 \">\n\t\t\t\t\t\t<a href=\"#\" data-bs-target=\"#accordion-block_620d746a796fa-accordion-item-8\" class=\"adtheme-accordion_title d-block text-decoration-none\" role=\"button\" data-bs-toggle=\"collapse\" style=\"color: var(--bs-body-color);\">How much does rehab cost with insurance?<\/a>\n\t\t\t\t\t\t<div id=\"accordion-block_620d746a796fa-accordion-item-8\" class=\"collapse adtheme-accordion_content\"><p>The average cost of treatment varies widely, depending on whether the rehabilitation is inpatient or outpatient, the facility\u2019s location, the services they offer and the amenities available on their campus. A basic nonprofit facility in a suburb may cost nothing, but a full-service beachside rehab for celebrities can cost up to $80,000 per month. The average is somewhere around $2,000 to $25,000 per month.<\/p>\n<p>While most insurance providers cover a portion of addiction treatment, the amount they will pay toward those costs also depends on a variety of factors, such as whether or not they cover rehab stays, the length of your stay, your copayment amount and more. The best way to find out if your provider offers coverage or how much they will pay is to call them and ask.<\/p>\n<p><a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/how-much-does-rehab-cost-with-insurance\/\">Learn more about the costs of rehab.<\/a><\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n<\/section>\n\n\n\n<div class=\"is-layout-flow wp-block-group alignfull is-style-highlight has-black-color has-background-6-background-color has-text-color has-background\"><div class=\"wp-block-group__inner-container\">\n<div class=\"is-layout-flow wp-block-group\"><div class=\"wp-block-group__inner-container\">\n<div class=\"is-layout-flex wp-container-8 wp-block-columns are-vertically-aligned-center my-3\">\n<div class=\"is-layout-flow wp-block-column is-vertically-aligned-center\" style=\"flex-basis:75%\">\n<h2 class=\"alignfull has-text-align-left\">Does Your Insurance Cover Rehab?<br>Find Out if You&#8217;re Covered.<\/h2>\n\n\n\n<h4 class=\"has-text-align-left\"><em>Call to speak to an intake coordinator about your benefits coverage.<\/em><\/h4>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column is-vertically-aligned-center\" style=\"flex-basis:33.33%\">\n<div class=\"is-content-justification-center is-layout-flex wp-container-6 wp-block-buttons\">\n<div class=\"wp-block-button alignleft is-style-outline\"><a class=\"wp-block-button__link has-text-color has-ffffff-background-color has-text-color has-background\" href=\"tel:+13537712700\" style=\"border-radius:0px\">(352) 771-2700<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<p><strong>Medical Disclaimer:<\/strong>&nbsp;The Recovery Village aims to improve the quality of life for people struggling with a substance use or mental health disorder with fact-based content about the nature of behavioral health conditions, treatment options and their related outcomes. We publish material that is researched, cited, edited and reviewed by licensed medical professionals. The information we provide is not intended to be a substitute for professional medical advice, diagnosis or treatment. It should not be used in place of the advice of your physician or other qualified healthcare provider.&nbsp;<strong>View our&nbsp;<a href=\"https:\/\/www.therecoveryvillage.com\/editorial\/\">editorial policy<\/a>&nbsp;or view&nbsp;<a href=\"https:\/\/www.therecoveryvillage.com\/research\/\">our research<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fill Out The Form Below To See If Your Insurance Covers Our Services If you do not have an insurance provider, there are financing options available. Your browser does not support iframes. About Insurance Verification With The Recovery Village Connecting you to the help you need, when you need it is our top priority. That\u2019s&#8230;<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_searchwp_excluded":"","_links_to":"","_links_to_target":""},"categories":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.14 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Does Your Insurance Cover Rehab? Verify Your Coverage | The Recovery Village<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.therecoveryvillage.com\/insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does Your Insurance Cover Rehab? Verify Your Coverage | The Recovery Village\" \/>\n<meta property=\"og:description\" content=\"Fill Out The Form Below To See If Your Insurance Covers Our Services If you do not have an insurance provider, there are financing options available. Your browser does not support iframes. About Insurance Verification With The Recovery Village Connecting you to the help you need, when you need it is our top priority. That\u2019s...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.therecoveryvillage.com\/insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"The Recovery Village Drug and Alcohol Rehab\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-12T21:34:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/05\/Admissions_Insurance_612x460-3.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\n\t    \"@context\": \"https:\/\/schema.org\",\n\t    \"@graph\": [\n\t        {\n\t            \"@type\": \"Article\",\n\t            \"@id\": \"https:\/\/www.therecoveryvillage.com\/insurance\/#article\",\n\t            \"isPartOf\": {\n\t                \"@id\": \"https:\/\/www.therecoveryvillage.com\/insurance\/\"\n\t            },\n\t            \"author\": {\n\t                \"name\": \"Brandon Seymour\",\n\t                \"@id\": \"https:\/\/www.therecoveryvillage.com\/#\/schema\/person\/c93b42a5330c2085d65a504a94ec4941\"\n\t            },\n\t            \"headline\": \"Insurance\",\n\t            \"datePublished\": \"2022-06-21T18:47:32+00:00\",\n\t            \"dateModified\": \"2022-07-12T21:34:05+00:00\",\n\t            \"mainEntityOfPage\": {\n\t                \"@id\": \"https:\/\/www.therecoveryvillage.com\/insurance\/\"\n\t            },\n\t            \"wordCount\": 317,\n\t            \"publisher\": {\n\t                \"@id\": \"https:\/\/www.therecoveryvillage.com\/#organization\"\n\t            },\n\t            \"inLanguage\": \"en-US\"\n\t        },\n\t        {\n\t            \"@type\": \"WebPage\",\n\t            \"@id\": \"https:\/\/www.therecoveryvillage.com\/insurance\/\",\n\t            \"url\": \"https:\/\/www.therecoveryvillage.com\/insurance\/\",\n\t            \"name\": \"Does Your Insurance Cover Rehab? 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\"Outpatient Rehab\",\n\t                        \"alternateName\": \"Outpatient Care\",\n\t                        \"url\": \"https:\/\/www.therecoveryvillage.com\/treatment-program\/outpatient\/\"\n\t                    }\n\t                ]\n\t            }\n\t        },\n\t        {\n\t            \"@type\": \"Person\",\n\t            \"@id\": \"https:\/\/www.therecoveryvillage.com\/#\/schema\/person\/c93b42a5330c2085d65a504a94ec4941\",\n\t            \"name\": \"Brandon Seymour\",\n\t            \"image\": {\n\t                \"@type\": \"ImageObject\",\n\t                \"inLanguage\": \"en-US\",\n\t                \"@id\": \"https:\/\/www.therecoveryvillage.com\/#\/schema\/person\/image\/\",\n\t                \"url\": \"https:\/\/secure.gravatar.com\/avatar\/aef06d343694e339ea7baf24cfb39737?s=96&d=mm&r=g\",\n\t                \"contentUrl\": \"https:\/\/secure.gravatar.com\/avatar\/aef06d343694e339ea7baf24cfb39737?s=96&d=mm&r=g\",\n\t                \"caption\": \"Brandon Seymour\"\n\t            }\n\t        },\n\t        {\n\t            \"@type\": \"FAQPage\",\n\t            \"description\": \"Depending on the type of plan you have, you may be asked to pay a deductible or copayment for your treatment. You may also be asked to pay an additional amount for specific services, like prescription medications or consultations with specialists. Discover more with the following insurance FAQs.\\n\",\n\t            \"mainEntity\": [\n\t                {\n\t                    \"@type\": \"Question\",\n\t                    \"name\": \"Does insurance cover substance abuse treatment?\",\n\t                    \"acceptedAnswer\": {\n\t                        \"@type\": \"Answer\",\n\t                        \"text\": \"<p>The <a href=\\\"https:\/\/www.dol.gov\/ebsa\/newsroom\/fsmhpaea.html\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">Mental Health Parity and Addiction Equity Act of 2008<\/a> requires group plans covering more than 50 employees to provide mental health coverage \u2014 including coverage for substance abuse treatment \u2014 that equals the coverage provided for medical conditions.<\/p> <p>While the act benefits employees who work for larger companies, it does not apply to small group plans covering 50 or fewer employees. It also does not apply to individual insurance plans. However, some individual and small group policies do extend coverage for substance abuse treatment.<\/p> <p>Signed in 2010, the <a href=\\\"https:\/\/www.hhs.gov\/healthcare\/about-the-aca\/index.html\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">Affordable Care Act<\/a> (ACA) made substance abuse treatment one of the essential health care benefits available to Americans. As of 2014, policies sold on Health Insurance Exchanges must provide coverage for drug or alcohol rehab. The ACA is expected to make substance abuse treatment part of primary care, focusing on prevention as well as recovery. It will also cover treatment at all stages, from early substance abuse to full-blown addiction. However, the services that must be covered are still being determined, and the regulation applies to adults who are newly eligible for coverage. If you have an existing policy, it may or may not cover the type of care you\u2019re seeking.<\/p> <p>In addition to federal regulations, state laws can affect insurance coverage for addiction treatment. Because each state can establish its own guidelines, it\u2019s important to check with your insurance company about the specifics of your plan or policy.<\/p>\"\n\t                    }\n\t                },\n\t                {\n\t                    \"@type\": \"Question\",\n\t                    \"name\": \"Does your facility accept my health insurance?\",\n\t                    \"acceptedAnswer\": {\n\t                        \"@type\": \"Answer\",\n\t                        \"text\": \"<p>Every health care policy is different. While our system generates general policy information from your insurance provider, we need to verify your individual policy details before we can officially admit you into one of our centers. Fortunately, The Recovery Village Drug and Alcohol Rehab accepts most major insurance providers, with the exception of Medical Assistance and Medicare.<\/p> <p>We accept insurance for health care coverage from <a href=\\\"https:\/\/www.therecoveryvillage.com\/insurance\/aetna\/\\\">Aetna<\/a>, <a href=\\\"https:\/\/www.therecoveryvillage.com\/insurance\/cigna\/\\\">Cigna<\/a>, GHI, Beacon Health Options (Formerly known as Value Options), <a href=\\\"https:\/\/www.therecoveryvillage.com\/insurance\/blue-cross-blue-shield\/\\\">BCBS<\/a>, Individual Insurance plans, <a href=\\\"https:\/\/www.therecoveryvillage.com\/insurance\/humana\/\\\">Humana<\/a>, etc., with the approval from your provider.<\/p> <p>Please call for verification of benefits coverage or check with your health insurance carrier for final determination regarding specific covered services.<\/p>\"\n\t                    }\n\t                },\n\t                {\n\t                    \"@type\": \"Question\",\n\t                    \"name\": \"What will insurance pay?\",\n\t                    \"acceptedAnswer\": {\n\t                        \"@type\": \"Answer\",\n\t                        \"text\": \"<p>Today many individual and group insurance policies do cover substance abuse treatment, usually as part of their mental or behavioral health services. However, there are certain limitations that may apply:<\/p> <ul> <li>The policy may only cover certain levels of care (for example, detox and outpatient services may be covered, but not inpatient treatment).<\/li> <li>The policy may cover only certain types of facilities, such as dedicated detox centers, hospitals or outpatient clinics.<\/li> <li>The policy may only cover services for a certain period of time (a policy may be limited to 30, 60, 90 or 120 days of treatment).<\/li> <li>The policy may limit treatment to a certain number of days per year or per lifetime.<\/li> <li>The policy may cover only rehab facilities in its authorized provider network (if you go to an out-of-network provider, you may be charged a higher copayment or the services may not be covered at all).<\/li> <li>The extent of your coverage will depend not just on your insurance company, but on your policy itself. The most accurate way to determine exactly what your insurance will cover is to review your policy manual or to call the provider directly.<\/li> <\/ul> <p>The extent of your coverage will depend not just on your insurance company, but on your policy itself. The most accurate way to determine exactly what your insurance will cover is to review your policy manual or to call the provider directly.<\/p>\"\n\t                    }\n\t                },\n\t                {\n\t                    \"@type\": \"Question\",\n\t                    \"name\": \"How do I know if I am covered?\",\n\t                    \"acceptedAnswer\": {\n\t                        \"@type\": \"Answer\",\n\t                        \"text\": \"<p>\u200b\u200bTo find out if you or a loved one are covered under an insurance policy, call the company\u2019s toll-free number. Many companies have separate numbers for behavioral and mental health services, which can be found on your insurance card. A representative should be able to provide information such as:<\/p> <ul> <li>Your coverage status<\/li> <li>The dates that your coverage is valid<\/li> <li>The services that your policy covers<\/li> <li>The amount of your deductible or copayment (the portion of the costs that you are responsible for)<\/li> <\/ul> <p>An insurance company representative may not be able to verify coverage for a specific service or treatment provider over the phone. Some plans require that a request for authorization be submitted before payment can be approved.<\/p> <p>It\u2019s not always easy to understand the legal language of insurance contracts or to make sense of the rules and restrictions of a policy. As part of the admission process to a rehab center, you should have the guidance of an intake counselor or insurance verification specialist who can help you figure out your financial responsibilities. Most treatment centers that accept insurance have staff members who will help you request authorization for care from your provider.<\/p>\"\n\t                    }\n\t                },\n\t                {\n\t                    \"@type\": \"Question\",\n\t                    \"name\": \"Is my coverage confidential?\",\n\t                    \"acceptedAnswer\": {\n\t                        \"@type\": \"Answer\",\n\t                        \"text\": \"<p>Many people hesitate to seek substance abuse treatment because they\u2019re afraid of repercussions from their employer. They may be concerned that they will be demoted or fired if their employer finds out that they have a substance abuse problem. They may also worry that their insurance carrier will drop them from the plan or restrict future coverage.<\/p> <p>The law protects the privacy of individuals seeking drug or alcohol treatment through the provisions of <a href=\\\"http:\/\/www.ecfr.gov\/cgi-bin\/text-idx?rgn=div5;node=42%3A1.0.1.1.2\\\" target=\\\"_blank\\\" rel=\\\"noopener\\\">42 Code of Federal Regulations (CFR)<\/a>. To ensure that people who need rehab will not be discouraged by the stigma associated with addiction, 42 CFR imposes limits on the information that can be released by treatment centers that receive funding from the federal government. The law states that any records that identify the patient as a substance abuser or as a participant in a rehab program may not be disclosed to any entity \u2014 even for the purpose of payment or medical treatment \u2014 without written consent from the patient.<\/p> <p>Because many treatment facilities receive some form of financial support from the government, 42 CFR applies to a wide range of rehab programs across the country. Facilities that do not receive federal assistance may still be subject to state privacy regulations. Programs that do not comply with these privacy regulations face criminal penalties, including fines of up to $5,000 for each offense.<\/p>\"\n\t                    }\n\t                },\n\t                {\n\t                    \"@type\": \"Question\",\n\t                    \"name\": \"How do you verify my health insurance benefits?\",\n\t                    \"acceptedAnswer\": {\n\t                        \"@type\": \"Answer\",\n\t                        \"text\": \"<p>After you fill out our online form, your health insurance verification information is obtained electronically from your insurance provider. Because every health care policy is different, one of our intake coordinators will reach out to your insurance provider to verify the accuracy of these results and find out if any exceptions apply. This service is performed as a complimentary courtesy for all new patients.<\/p>\"\n\t                    }\n\t                },\n\t                {\n\t                    \"@type\": \"Question\",\n\t                    \"name\": \"Can you explain what the results of my health insurance verification mean?\",\n\t                    \"acceptedAnswer\": {\n\t                        \"@type\": \"Answer\",\n\t                        \"text\": \"<p>In the \u201c<a href=\\\"https:\/\/www.therecoveryvillage.com\/insurance\/#Insurance_Verification_Help\\\">Insurance Verification Help<\/a>\u201d section, you\u2019ll find a brief explanation for each piece of information generated by our health insurance verification system. If you\u2019re still confused, the intake coordinator contacting you will explain your results in more detail. During this call, they can explain how your coverage applies to our facilities and what your results mean for your potential out-of-pocket treatment costs.<\/p>\"\n\t                    }\n\t                },\n\t                {\n\t                    \"@type\": \"Question\",\n\t                    \"name\": \"Who do I call if I have additional insurance questions?\",\n\t                    \"acceptedAnswer\": {\n\t                        \"@type\": \"Answer\",\n\t                        \"text\": \"<p>If you have any additional questions about your insurance policy or coverage, it\u2019s best to reach out to your insurance company directly. They can answer questions about your specific policy, what it covers and coverage amounts.<\/p>\"\n\t                    }\n\t                },\n\t                {\n\t                    \"@type\": \"Question\",\n\t                    \"name\": \"How much does rehab cost with insurance?\",\n\t                    \"acceptedAnswer\": {\n\t                        \"@type\": \"Answer\",\n\t                        \"text\": \"<p>The average cost of treatment varies widely, depending on whether the rehabilitation is inpatient or outpatient, the facility\u2019s location, the services they offer and the amenities available on their campus. A basic nonprofit facility in a suburb may cost nothing, but a full-service beachside rehab for celebrities can cost up to $80,000 per month. The average is somewhere around $2,000 to $25,000 per month.<\/p> <p>While most insurance providers cover a portion of addiction treatment, the amount they will pay toward those costs also depends on a variety of factors, such as whether or not they cover rehab stays, the length of your stay, your copayment amount and more. The best way to find out if your provider offers coverage or how much they will pay is to call them and ask.<\/p> <p><a href=\\\"https:\/\/www.therecoveryvillage.com\/insurance\/how-much-does-rehab-cost-with-insurance\/\\\">Learn more about the costs of rehab.<\/a><\/p>\"\n\t                    }\n\t                }\n\t            ]\n\t        }\n\t    ]\n\t}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Does Your Insurance Cover Rehab? Verify Your Coverage | The Recovery Village","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.therecoveryvillage.com\/insurance\/","og_locale":"en_US","og_type":"article","og_title":"Does Your Insurance Cover Rehab? Verify Your Coverage | The Recovery Village","og_description":"Fill Out The Form Below To See If Your Insurance Covers Our Services If you do not have an insurance provider, there are financing options available. Your browser does not support iframes. About Insurance Verification With The Recovery Village Connecting you to the help you need, when you need it is our top priority. That\u2019s...","og_url":"https:\/\/www.therecoveryvillage.com\/insurance\/","og_site_name":"The Recovery Village Drug and Alcohol Rehab","article_modified_time":"2022-07-12T21:34:05+00:00","og_image":[{"url":"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2022\/05\/Admissions_Insurance_612x460-3.jpg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.therecoveryvillage.com\/insurance\/#article","isPartOf":{"@id":"https:\/\/www.therecoveryvillage.com\/insurance\/"},"author":{"name":"Brandon Seymour","@id":"https:\/\/www.therecoveryvillage.com\/#\/schema\/person\/c93b42a5330c2085d65a504a94ec4941"},"headline":"Insurance","datePublished":"2022-06-21T18:47:32+00:00","dateModified":"2022-07-12T21:34:05+00:00","mainEntityOfPage":{"@id":"https:\/\/www.therecoveryvillage.com\/insurance\/"},"wordCount":317,"publisher":{"@id":"https:\/\/www.therecoveryvillage.com\/#organization"},"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.therecoveryvillage.com\/insurance\/","url":"https:\/\/www.therecoveryvillage.com\/insurance\/","name":"Does Your Insurance Cover Rehab? 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Umatilla Blvd","addressLocality":"Umatilla","addressRegion":"FL","postalCode":"32784"},"owns":{"@type":"MedicalClinic","name":"The Recovery Village Drug and Alcohol Rehab","description":"The Recovery Village Drug and Alcohol Rehab is a rehab center in Central Florida that offers help for drug and alcohol addiction and co-occurring mental health issues.","logo":"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2016\/03\/NEW_TRV-logo-Loch.png","image":"https:\/\/www.therecoveryvillage.com\/wp-content\/uploads\/2019\/07\/Umatilla-Outside-2.jpg","paymentAccepted":["Credit","Cash"],"url":"https:\/\/www.therecoveryvillage.com\/","telephone":"+1 352-771-2700","email":"info@advancedrecoverysystems.com","hasMap":"https:\/\/www.google.com\/maps?cid=9432119697219450040","openingHoursSpecification":{"@type":"OpeningHoursSpecification","dayOfWeek":["Monday","Tuesday","Wednesday","Thursday","Friday","Saturday","Sunday"],"opens":"00:00:00","closes":"23:59:59"},"availableService":[{"@type":"medicalTherapy","name":"Addiction Psychiatry","url":"https:\/\/www.therecoveryvillage.com\/treatment-program\/"},{"@type":"medicalTherapy","name":"Pharmacotherapy","alternateName":"Medication-Assited Treatment","url":"https:\/\/www.therecoveryvillage.com\/treatment-program\/medication-assisted-treatment\/"},{"@type":"medicalTherapy","name":"Telehealth","alternateName":"Teletherapy","url":"https:\/\/www.therecoveryvillage.com\/treatment-program\/online-counseling\/telehealth-app\/"},{"@type":"medicalTherapy","name":"Dual Diagnosis","alternateName":"Co-occuring Disorders","url":"https:\/\/www.therecoveryvillage.com\/treatment-program\/dual-diagnosis\/"},{"@type":"medicalTherapy","name":"Medical Detox","alternateName":"Drug Detox","url":"https:\/\/www.therecoveryvillage.com\/treatment-program\/medical-detox\/"},{"@type":"medicalTherapy","name":"Inpatient Rehab","alternateName":"Residential Rehab","url":"https:\/\/www.therecoveryvillage.com\/treatment-program\/inpatient-rehab\/"},{"@type":"medicalTherapy","name":"Outpatient Rehab","alternateName":"Outpatient Care","url":"https:\/\/www.therecoveryvillage.com\/treatment-program\/outpatient\/"}]}},{"@type":"Person","@id":"https:\/\/www.therecoveryvillage.com\/#\/schema\/person\/c93b42a5330c2085d65a504a94ec4941","name":"Brandon Seymour","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.therecoveryvillage.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/aef06d343694e339ea7baf24cfb39737?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/aef06d343694e339ea7baf24cfb39737?s=96&d=mm&r=g","caption":"Brandon Seymour"}},{"@type":"FAQPage","description":"Depending on the type of plan you have, you may be asked to pay a deductible or copayment for your treatment. You may also be asked to pay an additional amount for specific services, like prescription medications or consultations with specialists. Discover more with the following insurance FAQs.\n","mainEntity":[{"@type":"Question","name":"Does insurance cover substance abuse treatment?","acceptedAnswer":{"@type":"Answer","text":"<p>The <a href=\"https:\/\/www.dol.gov\/ebsa\/newsroom\/fsmhpaea.html\" target=\"_blank\" rel=\"noopener\">Mental Health Parity and Addiction Equity Act of 2008<\/a> requires group plans covering more than 50 employees to provide mental health coverage \u2014 including coverage for substance abuse treatment \u2014 that equals the coverage provided for medical conditions.<\/p> <p>While the act benefits employees who work for larger companies, it does not apply to small group plans covering 50 or fewer employees. It also does not apply to individual insurance plans. However, some individual and small group policies do extend coverage for substance abuse treatment.<\/p> <p>Signed in 2010, the <a href=\"https:\/\/www.hhs.gov\/healthcare\/about-the-aca\/index.html\" target=\"_blank\" rel=\"noopener\">Affordable Care Act<\/a> (ACA) made substance abuse treatment one of the essential health care benefits available to Americans. As of 2014, policies sold on Health Insurance Exchanges must provide coverage for drug or alcohol rehab. The ACA is expected to make substance abuse treatment part of primary care, focusing on prevention as well as recovery. It will also cover treatment at all stages, from early substance abuse to full-blown addiction. However, the services that must be covered are still being determined, and the regulation applies to adults who are newly eligible for coverage. If you have an existing policy, it may or may not cover the type of care you\u2019re seeking.<\/p> <p>In addition to federal regulations, state laws can affect insurance coverage for addiction treatment. Because each state can establish its own guidelines, it\u2019s important to check with your insurance company about the specifics of your plan or policy.<\/p>"}},{"@type":"Question","name":"Does your facility accept my health insurance?","acceptedAnswer":{"@type":"Answer","text":"<p>Every health care policy is different. While our system generates general policy information from your insurance provider, we need to verify your individual policy details before we can officially admit you into one of our centers. Fortunately, The Recovery Village Drug and Alcohol Rehab accepts most major insurance providers, with the exception of Medical Assistance and Medicare.<\/p> <p>We accept insurance for health care coverage from <a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/aetna\/\">Aetna<\/a>, <a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/cigna\/\">Cigna<\/a>, GHI, Beacon Health Options (Formerly known as Value Options), <a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/blue-cross-blue-shield\/\">BCBS<\/a>, Individual Insurance plans, <a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/humana\/\">Humana<\/a>, etc., with the approval from your provider.<\/p> <p>Please call for verification of benefits coverage or check with your health insurance carrier for final determination regarding specific covered services.<\/p>"}},{"@type":"Question","name":"What will insurance pay?","acceptedAnswer":{"@type":"Answer","text":"<p>Today many individual and group insurance policies do cover substance abuse treatment, usually as part of their mental or behavioral health services. However, there are certain limitations that may apply:<\/p> <ul> <li>The policy may only cover certain levels of care (for example, detox and outpatient services may be covered, but not inpatient treatment).<\/li> <li>The policy may cover only certain types of facilities, such as dedicated detox centers, hospitals or outpatient clinics.<\/li> <li>The policy may only cover services for a certain period of time (a policy may be limited to 30, 60, 90 or 120 days of treatment).<\/li> <li>The policy may limit treatment to a certain number of days per year or per lifetime.<\/li> <li>The policy may cover only rehab facilities in its authorized provider network (if you go to an out-of-network provider, you may be charged a higher copayment or the services may not be covered at all).<\/li> <li>The extent of your coverage will depend not just on your insurance company, but on your policy itself. The most accurate way to determine exactly what your insurance will cover is to review your policy manual or to call the provider directly.<\/li> <\/ul> <p>The extent of your coverage will depend not just on your insurance company, but on your policy itself. The most accurate way to determine exactly what your insurance will cover is to review your policy manual or to call the provider directly.<\/p>"}},{"@type":"Question","name":"How do I know if I am covered?","acceptedAnswer":{"@type":"Answer","text":"<p>\u200b\u200bTo find out if you or a loved one are covered under an insurance policy, call the company\u2019s toll-free number. Many companies have separate numbers for behavioral and mental health services, which can be found on your insurance card. A representative should be able to provide information such as:<\/p> <ul> <li>Your coverage status<\/li> <li>The dates that your coverage is valid<\/li> <li>The services that your policy covers<\/li> <li>The amount of your deductible or copayment (the portion of the costs that you are responsible for)<\/li> <\/ul> <p>An insurance company representative may not be able to verify coverage for a specific service or treatment provider over the phone. Some plans require that a request for authorization be submitted before payment can be approved.<\/p> <p>It\u2019s not always easy to understand the legal language of insurance contracts or to make sense of the rules and restrictions of a policy. As part of the admission process to a rehab center, you should have the guidance of an intake counselor or insurance verification specialist who can help you figure out your financial responsibilities. Most treatment centers that accept insurance have staff members who will help you request authorization for care from your provider.<\/p>"}},{"@type":"Question","name":"Is my coverage confidential?","acceptedAnswer":{"@type":"Answer","text":"<p>Many people hesitate to seek substance abuse treatment because they\u2019re afraid of repercussions from their employer. They may be concerned that they will be demoted or fired if their employer finds out that they have a substance abuse problem. They may also worry that their insurance carrier will drop them from the plan or restrict future coverage.<\/p> <p>The law protects the privacy of individuals seeking drug or alcohol treatment through the provisions of <a href=\"http:\/\/www.ecfr.gov\/cgi-bin\/text-idx?rgn=div5;node=42%3A1.0.1.1.2\" target=\"_blank\" rel=\"noopener\">42 Code of Federal Regulations (CFR)<\/a>. To ensure that people who need rehab will not be discouraged by the stigma associated with addiction, 42 CFR imposes limits on the information that can be released by treatment centers that receive funding from the federal government. The law states that any records that identify the patient as a substance abuser or as a participant in a rehab program may not be disclosed to any entity \u2014 even for the purpose of payment or medical treatment \u2014 without written consent from the patient.<\/p> <p>Because many treatment facilities receive some form of financial support from the government, 42 CFR applies to a wide range of rehab programs across the country. Facilities that do not receive federal assistance may still be subject to state privacy regulations. Programs that do not comply with these privacy regulations face criminal penalties, including fines of up to $5,000 for each offense.<\/p>"}},{"@type":"Question","name":"How do you verify my health insurance benefits?","acceptedAnswer":{"@type":"Answer","text":"<p>After you fill out our online form, your health insurance verification information is obtained electronically from your insurance provider. Because every health care policy is different, one of our intake coordinators will reach out to your insurance provider to verify the accuracy of these results and find out if any exceptions apply. This service is performed as a complimentary courtesy for all new patients.<\/p>"}},{"@type":"Question","name":"Can you explain what the results of my health insurance verification mean?","acceptedAnswer":{"@type":"Answer","text":"<p>In the \u201c<a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/#Insurance_Verification_Help\">Insurance Verification Help<\/a>\u201d section, you\u2019ll find a brief explanation for each piece of information generated by our health insurance verification system. If you\u2019re still confused, the intake coordinator contacting you will explain your results in more detail. During this call, they can explain how your coverage applies to our facilities and what your results mean for your potential out-of-pocket treatment costs.<\/p>"}},{"@type":"Question","name":"Who do I call if I have additional insurance questions?","acceptedAnswer":{"@type":"Answer","text":"<p>If you have any additional questions about your insurance policy or coverage, it\u2019s best to reach out to your insurance company directly. They can answer questions about your specific policy, what it covers and coverage amounts.<\/p>"}},{"@type":"Question","name":"How much does rehab cost with insurance?","acceptedAnswer":{"@type":"Answer","text":"<p>The average cost of treatment varies widely, depending on whether the rehabilitation is inpatient or outpatient, the facility\u2019s location, the services they offer and the amenities available on their campus. A basic nonprofit facility in a suburb may cost nothing, but a full-service beachside rehab for celebrities can cost up to $80,000 per month. The average is somewhere around $2,000 to $25,000 per month.<\/p> <p>While most insurance providers cover a portion of addiction treatment, the amount they will pay toward those costs also depends on a variety of factors, such as whether or not they cover rehab stays, the length of your stay, your copayment amount and more. The best way to find out if your provider offers coverage or how much they will pay is to call them and ask.<\/p> <p><a href=\"https:\/\/www.therecoveryvillage.com\/insurance\/how-much-does-rehab-cost-with-insurance\/\">Learn more about the costs of rehab.<\/a><\/p>"}}]}]}},"_links":{"self":[{"href":"https:\/\/www.therecoveryvillage.com\/wp-json\/wp\/v2\/pages\/18886"}],"collection":[{"href":"https:\/\/www.therecoveryvillage.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.therecoveryvillage.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.therecoveryvillage.com\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.therecoveryvillage.com\/wp-json\/wp\/v2\/comments?post=18886"}],"version-history":[{"count":0,"href":"https:\/\/www.therecoveryvillage.com\/wp-json\/wp\/v2\/pages\/18886\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.therecoveryvillage.com\/wp-json\/wp\/v2\/media?parent=18886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.therecoveryvillage.com\/wp-json\/wp\/v2\/categories?post=18886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}